Our Clients:
We specialize in retirement planning, and investment management for individuals and small businesses with between $100,000 and $5,000,000 of investments that need to be managed:
- Individuals and Families
- Young Professionals who Want to Capitalize on Their Earnings Power
- People With Lump Sum Rollovers From Retirement Plans
- Company Retirement Plans and Pension Plans for your Business
- IRA's, Roth IRA's, 401k, Solo 401k, SEP IRA, and Simple IRA Plans
- Small to Medium-sized Business Owners
- Charities, Churches, and Ministries
- Trusts
How We Work With Our Clients:
It only takes two things to succeed as an investor: first, having a reasonable plan, and second, sticking to it. We can help analyze your financial situation, assist in determining a suitable course of action based on your needs, implement your plan, and help you stick to your plan.
Assess Your Needs
First, we will identify your investment objectives by asking you about your financial goals. We will also explore such issues as your risk tolerance, your tax situation, your investment time horizon, and whether or not you want to take current income from your portfolio.
Establish A Plan
Next, we will help you develop an investment plan designed to achieve your goals.
Implement The Plan
We will be responsible for the day-to-day management of your investment portfolio, choosing individual securities or mutual funds that meet your objectives, and executing trades on your behalf.
Monitor Your Investments
We will watch your portfolio and make adjustments as necessary. In addition to your regular investment account statements, you will also receive periodic updates to tell you how you are doing.
Defining Your Objectives:
The following factors influence the way your investment portfolio is managed and must be determined before we can develop a suitable investment strategy for you:
Time Horizon
How long you plan to leave the money invested will determine your investment strategy. Generally, a long-term strategy is more flexible and may result in more consistent returns.
Income Needs
We will need to know if and when you plan to draw income from your portfolio. We will also need to discover how your needs from this portfolio fit in with your other resources.
Risk Tolerance
How much risk can you afford to take, and how much risk are you willing to take? You've heard that risk and return usually go hand in hand; The more you hope to earn, the more risk you must be willing to take. However, proper portfolio construction can actually increase returns while reducing risk. And just because you can take risk doesn't mean you should. We strive to maximize the amount of return you receive for a given level of risk.
Tax Situation
We will want to know your tax situation so the tax consequences of transactions can be minimized wherever possible.
Personal Preferences
If you would like to place any restrictions on investments based on your values, such as tobacco, alcohol, or any other concerns, please be sure let us know.